BUSINESS CASH NOW! -GROW TOMORROW…..

There is no doubt that the credit crunch has impacted millions of small businesses, crippling their ability to grow and create jobs.

As signs of recovery emerge, we need Congress and the Administration to address the credit crunch and let America’s small businesses get back to doing what they do best —growing the economy.

Let us help in the interm:  www.FirstFederalAdvance.com    Many options….

888 342-4FFA (4332)

Tough Economic Times – Risk Cash Flow *FFA Opens To All (Beyond Merchants)

Business Owners, Landlords, Contractors:

 All Understand That CASH IS KING!

But what happens when you are caught between payment delays and this credit crunch? Banks are just not lending to businesses. And if you don’t have your own funds, you may not be able to expand as needed or your business can potentially stop completely. So, what do you do?

Call First Federal Advance 888 342-4FFA

What is it? It’s the stop gap between payment delays and an income stream. It ensures that you, the business owner has access to capital that you need. Sometimes it calls for selling your income stream. For example, if you have Medicare or medicaid or other government receivables, FFA will buy that income stream for you. You have the cash you need without the hassel of waiting on the receivable.

Businesses should be running as usual. But as you plan for the future it may be a good time to have a contingency plan in place, especially for delayed revenue streams.

www.FirstFederalAdvance.com

www.ContractorAdvance.com

Reasons for Contractor Funding!- Working Capital-Hassle Free

Several reasons why are: 

Insufficient Capital:

Need working capital to complete the transaction or continue to grow, a reputable financier might be your ideal solution. If you have solid sales orders but lack the working capital to complete the transaction or continue to grow, we  might be your ideal solution.

Established and reputable companies explore options for securing working capital, find a company that provides the capital you need and takes no equity or ownership interest in your company. 

Speed of Funding:    

Company should conduct a rapid due diligence and review the details of the transaction.  Clients need a quick response so they can keep their profits and operate efficiently.

Increase Profits:

By leverage w/cash, so you may realize even more profit by saving on costs, by getting increased supplier discount(s).     

Protection of Identity: 

You can create what matters- Because of your affiliation, you’ll  keep thriving .

Our leadership and experience has guided many clients through their short-term challenges. This is a way that contractors have gained the advantages of our strength, flexibility and aptitude in transaction management.

For your success and the benefit you bring to your customer(s), be sure the Co. you align with offers you the same. Find out the process of the Co. you are considering,they vary.  

Vendor produces and ships goods. Goods are delivered to the customer. We advance a percent of receivable less any fees

We make it possible for clients without capital to build companies. They use us to assist with future growth. Keep it simple and to the point. 

www.ContractorAdvance.com 

www.FirstFederalAdvance.com

 888 342-4FFA (4332) 

 

 

 

 

BUSINESS FUNDING PROGRAM- DIRECT

Funding in 72Hrs How it Works Goal Our goal is to quickly and efficiently put working capital in your hands. Simple Qualification Have you accepted credit card  transactions for at least 6 months? Is your monthly Credit Card Volume at least $5,000? Are all prior bankruptcies resolved? Simple Application Complete the online application and a funding specialist will contact you immediately (within 2hrs.). Application is always free without any obligation to see exactly how much you qualify for.. How We Do It We buy a specified percentage of your future credit card sales or your receivables. We collect a fixed percentage until your obligation is satisfied. Apply now.  It’s simple and hassle-free. Takes less than 5 minutes. Benefits: 1) No points 2) No new equipment require or modified 3) No coupons or checks to write 4) No impact on their ability to qualify for other financing 5) No business use restrictions on the funding Again no cost, no obligation quote. Online application is easy and only takes a few minutes. You’ll receive your quote within just a few hours. Funding Process We know this may be your first experience with getting Business Funding.  That’s why we’ve taken the time to explain the process of how it works.  And remember, we hold you by the hand through the entire process. How does the application and approval process work? Complete our one page, quick application. Remember, there is no obligation to find out how much cash you qualify for.  Contact FFA 888.342.4FFA www.FirstFederalAdvance.com

Your funding company for the long term…

Every business is unique.  When looking at funding options, you want a company who understands the challenges of the industry and will tailor cash flow solutions to your specific needs. 

FFA funding services will help you to:

• ensure your employees get paid on time
• your equipment is working and performing
• you’ve got enough cash to cover any expenses

And, we cut down on your financial struggles so you can focus on gaining and servicing new accounts and growing your business.

For You: FFA will

• Advances  invoices 
• Finance  /brokers included
• Funds for any reason 
• Offers fast and friendly service
• Provide on-line reporting 24/7

www.FirstFederalAdvance.com

www.ContractorAdvance.com

1 888 342-4FFA  (4332)

Business Owner’s Cut Own Pay- Business Cash Advance Can Help In Tough Times

A number of small-business owners have stopped paying themselves as they struggle to keep their companies afloat.

It’s impossible to know just how many owners are affected. They were no longer taking a salary. That’s a troubling sign for small businesses, which have created a significant share of the new U.S. jobs in recent years.

During past downturns, business owners might have turned to a home-equity line of credit, a personal loan or credit cards to shore up finances. But this time, real-estate values have plummeted, leaving many with less equity to tap, and bank credit is virtually nonexistent.

It’s not uncommon for owners to give up salaries from time to time to give their companies a temporary lifeline, but owners say the prevalence of salary cuts now is unusual even for a recession.

Surviving on credit cards and not qualifying  for  small-business loans in this credit environment is not the way to go….In mid-February, Eric W. stopped paying himself for the first time since he took over a Bar/Restaurant business in Atlanta, GA. 

Some executives are forgoing salaries to avoid deeper cuts elsewhere. he says. It’s not the employees fault.

Alternative Solutions -www.1stFederalAdvance.com or 888 342-4FFA (4332)

Government Contractor & Business Funding

First Federal Advance: 888 342-4FFA

The days of getting loans by showing lending officers a list of signed government contracts are over.

Banks have stopped accepting contracts as proof of creditworthiness for small companies, in growth capital in the form of a term loan.

Companies need to hire more employees, purchase furniture, buy other capital equipment and pay the rent on office space. The companies hire employees and is rely on cash flow to meet the  payroll.

It limits companies ability to do everything.

While financial and public-sector experts do say that banks are looking harder at credit risks, some experts say that things haven’t really changed all that much.

In the current environment small business owners that serve government customers  find it more difficult to borrow even against the accounts receivable generated from contracts, depending on the type of contracts they hold and the products or services they are selling.

The struggles common to small business even in good times have become greater in today’s tough market.

Banks assess the overall financial strength of a small business contractor: How long has it been in business? Is there a contract backlog? What agencies is it serving? Who’s on the management team? And more.

Customers with otherwise good credit might not be the right customers for banks having trouble.

www.contractoradvance.com

 

Small Business Funding Merchant Guide

 The benefits are endless and very enticing if you need extra cash. We can quickly advance cash within days without any hassles, monthly payments, or collateral.

 Best yet, it’s not a loan and bad credit is not a challenge. You are never billed and the is paid back within months from your daily credit card volume.

1.It is working capital that helps small business merchants grow without borrowing money.

2. Pre-approval takes between 2 to 4 hours and funding can occur within 5 business days.

3. Once approved, FFA opens their merchant account within  hours.

4. The application is simple and set-up fees are free with no deposits or collateral to put up.

5. This is automatically retrieved from your credit card processing volume.

6.It  is geared to enhance cash flow, not constrict it. It helps capitalize the business

7. A percentage of a merchant’s gross revenue is retrieved at approximately a very small % of their daily gross sales.

8. Additional access to cash is always available and we can fund multiple locations at the same time.

9. Our renewal department calls the merchant when 70% of the has been paid back.

10. The FFA funds are deposited into the merchant’s checking account immediately after the first batch.

1. There are no fixed payments to mail every month. The payment varies with daily credit card volume.

2. No bill is ever sent, only a statement showing the merchant’s balance and credit card processing volume.

3. The merchant is not tied to a fixed period because repayment may take a little longer, depending on sales.

4. FFA “split-funds”  every time a credit card is swiped through the terminal.

5. There is no collateral usually required, attachment on personal property, or extraneous requirements to fund the cash.

6. The merchant can come back for quick emergency money anytime after repayment; within a few days.

7. We will lend on multiple locations as many times as you want, without lengthy credit checks or paybacks.

8. Merchants do not need excellent credit scores and past bankruptcies are strongly considered.

9. The merchant can use the money for consolidating debt if he wants; so long as it helps the business grow.

10. Processing volume can be as low as $4,000.00 per month average over the last 4 months. 

 

1. The program must never be considered, or spoken of, in terms of a loan because it is not.

2. FFA underwrites the application.

3.FFA invests in small businesses looking for short-term capitalization, not long-term loans.

4. FFA are relying on future credit card receivables and advance cash for working capital purposes.

5. We avoid using words and phrases such as loan, interest rate, payment term, APR, principal or any other

traditional lending institution language that would imply that is a loan.

6. The merchant payback  fee split-funded by the processor.  After application is approved, an agreement is forwarded and funding can occur within 5 business days.

7. FFA underwrites the merchant account and does not charges a discount rate for the transaction processing.

8. FFA needs 4 months of credit card statements.

9. Monthly credit card volume may qualify the merchant for $3,000.00 to $150,000.00 in funding.

Demand for is constant because businesses always need money.

Seasonal businesses are always looking for cash because lenders are reluctant to lend on a cyclical business.

Approximately 92% of business owners are refused loans from traditional lending. Most seek alternative means.   

 

 

1. No collateral is the number one reason why they are refused business loans.

2. The business or its ownership has less than prefect credit and co-signers are hard to find.

3. Most small businesses do no fit the lending models of major banks and risk paying high interest rates.

4. Insufficient time in business, low volumes, and risky merchants pose a high probability for default.

5. Large debt ratios, high overhead, employee turnover, and slow payments are major turndowns. 

6. The business must be in good standing and operating for at least 9 months, unless otherwise approved.

7. One exception is a well established existing location that is purchased by a credit worthy individual.

8. An existing client opening an additional location can be approved fairly easily.

9. There are special programs available for new businesses that meet conditional underwriting criterion.

10. They must provide four months of credit card statements.

11. Although we prefer sound established businesses, all businesses are strongly considered.

12. If in doubt, just ask. Do not pre-judge your situation and let us take a good look at the business.  

 Amount is based on the merchant’s projected future Credit Card sales volume.

By reviewing the merchant’s four most recent credit card processing statements, we can calculate the average of your monthly credit card volume. Seasonal businesses require more statements in order to properly determine their average volume. There are three simple programs you we offer merchants, depending on their specific situation.

Call A Funding Specialist Today-888 342-4FFA

No Obligation to see how much you qualify for?  Lowest % in the USA!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Attn. ISO’s/MLS Agent’s- New Product

We have decided to open up our product offerings. We have now launched, exclusively through First Federal Advance, LLC , a funding product of 1.25/8 month avg payback. Based on a merchants sales, they can obtain up to a $150,000  within 7-10 days.  Not just “future credit cards receivables” and  never switch processors or equipment for FFA.
We will be offering MLS/AGENTS fundings up to 12 month avg payback options, best  in the industry. To qualify for this product, your applicants must be in business 1 year and have a  credit history.

www.merchantcashadvancenetwork.com

888 342-4FFA-  call 24/7 for Agent

ANOTHER SATISFIED MERCHANT CASH ADVANCE NETWORK CUSTOMER!

You’ll be happy to hear that I just did a “merchant cash advance”!!!  The key issue was your pricing. You offer funding at a price that was previously not available. Thanks to you, it is now economically feasible for the average business owner to have working capital.

I have researched other companies many times in the past, but always found the price to be too high. Even with incentives.  At that price, the daily payment on the financing was always not feasable. The end result was a large decrease in cash flow.

Having lost a brother in the Iraq war, I was painfully aware of the price we have to pay because of our economy. In addition, I wanted to keep my business going and not give in.. I want to thank First Federal for making it economically feasible for me to reduce my debt and to help increase our cash flow.

I now hope to encourage others businesses, now it is economically feasible. Thank you!!! – P. J. of Scottsdale, AZ

301 340-9404  Direct- Friendly Lender Waiting

www.firstfederaladvance.com

www.contractoradvance.com