There is no doubt that the credit crunch has impacted millions of small businesses, crippling their ability to grow and create jobs.

As signs of recovery emerge, we need Congress and the Administration to address the credit crunch and let America’s small businesses get back to doing what they do best —growing the economy.

Let us help in the interm:  www.FirstFederalAdvance.com    Many options….

888 342-4FFA (4332)

Business Owners, Landlords, Contractors:

 All Understand That CASH IS KING!

But what happens when you are caught between payment delays and this credit crunch? Banks are just not lending to businesses. And if you don’t have your own funds, you may not be able to expand as needed or your business can potentially stop completely. So, what do you do?

Call First Federal Advance 888 342-4FFA

What is it? It’s the stop gap between payment delays and an income stream. It ensures that you, the business owner has access to capital that you need. Sometimes it calls for selling your income stream. For example, if you have Medicare or medicaid or other government receivables, FFA will buy that income stream for you. You have the cash you need without the hassel of waiting on the receivable.

Businesses should be running as usual. But as you plan for the future it may be a good time to have a contingency plan in place, especially for delayed revenue streams.

www.FirstFederalAdvance.com

www.ContractorAdvance.com

Several reasons why are: 

Insufficient Capital:

Need working capital to complete the transaction or continue to grow, a reputable financier might be your ideal solution. If you have solid sales orders but lack the working capital to complete the transaction or continue to grow, we  might be your ideal solution.

Established and reputable companies explore options for securing working capital, find a company that provides the capital you need and takes no equity or ownership interest in your company. 

Speed of Funding:    

Company should conduct a rapid due diligence and review the details of the transaction.  Clients need a quick response so they can keep their profits and operate efficiently.

Increase Profits:

By leverage w/cash, so you may realize even more profit by saving on costs, by getting increased supplier discount(s).     

Protection of Identity: 

You can create what matters- Because of your affiliation, you’ll  keep thriving .

Our leadership and experience has guided many clients through their short-term challenges. This is a way that contractors have gained the advantages of our strength, flexibility and aptitude in transaction management.

For your success and the benefit you bring to your customer(s), be sure the Co. you align with offers you the same. Find out the process of the Co. you are considering,they vary.  

Vendor produces and ships goods. Goods are delivered to the customer. We advance a percent of receivable less any fees

We make it possible for clients without capital to build companies. They use us to assist with future growth. Keep it simple and to the point. 

www.ContractorAdvance.com 

www.FirstFederalAdvance.com

 888 342-4FFA (4332) 

Only Industry people interested in a unique opportunity- see link below:

http://www.FirstFederalAdvance.com/cms-recruit.html

Every business is unique.  When looking at funding options, you want a company who understands the challenges of the industry and will tailor cash flow solutions to your specific needs. 

FFA funding services will help you to:

• ensure your employees get paid on time
• your equipment is working and performing
• you’ve got enough cash to cover any expenses

And, we cut down on your financial struggles so you can focus on gaining and servicing new accounts and growing your business.

For You: FFA will

• Advances  invoices 
• Finance  /brokers included
• Funds for any reason 
• Offers fast and friendly service
• Provide on-line reporting 24/7

www.FirstFederalAdvance.com

www.ContractorAdvance.com

1 888 342-4FFA  (4332)

A number of small-business owners have stopped paying themselves as they struggle to keep their companies afloat.

It’s impossible to know just how many owners are affected. They were no longer taking a salary. That’s a troubling sign for small businesses, which have created a significant share of the new U.S. jobs in recent years.

During past downturns, business owners might have turned to a home-equity line of credit, a personal loan or credit cards to shore up finances. But this time, real-estate values have plummeted, leaving many with less equity to tap, and bank credit is virtually nonexistent.

It’s not uncommon for owners to give up salaries from time to time to give their companies a temporary lifeline, but owners say the prevalence of salary cuts now is unusual even for a recession.

Surviving on credit cards and not qualifying  for  small-business loans in this credit environment is not the way to go….In mid-February, Eric W. stopped paying himself for the first time since he took over a Bar/Restaurant business in Atlanta, GA. 

Some executives are forgoing salaries to avoid deeper cuts elsewhere. he says. It’s not the employees fault.

Alternative Solutions -www.1stFederalAdvance.com or 888 342-4FFA (4332)

FFA is a quick and easy way for medical and health professionals to secure short-term working capital without taking personal risk.

• Less expensive, less cumbersome and less restrictive than standard receivable financing alternatives.
   
• A working capital alternative to accounts receivable financing and traditional loans.
   
• Based on practice or facility’s historical monthly collections including co-pays, and insurance receivables.
   
• A lump sum payment option with an average collection period ranging from 4-12 months.
   
• A less expensive alternative to equipment leasing.  (Good credit, collateral, and personal guarantees not required.)
   

FFA is an upfront, lump-sum cash payment whose repayment is based on the collection of a fixed percentage of a practice or facility’s future electronic payments including co-pays and third party receivables including insurance.

• “Could your practice run more efficiently if it had $50,000-$100,000 of immediate working capital available to it?”
   
• “Have you ever considered a working capital line, loan or factor to help finance your practice’s current cash flow needs?”
   
• “Would you consider securing immediate financing for your business if it did not encumber your personal assets?”
   

If you’ve answered “yes” to any of these questions than FFA may be a perfect solution for your business.

 The benefits are endless and very enticing if you need extra cash. We can quickly advance cash within days without any hassles, monthly payments, or collateral.

 Best yet, it’s not a loan and bad credit is not a challenge. You are never billed and the is paid back within months from your daily credit card volume.

1.It is working capital that helps small business merchants grow without borrowing money.

2. Pre-approval takes between 2 to 4 hours and funding can occur within 5 business days.

3. Once approved, FFA opens their merchant account within  hours.

4. The application is simple and set-up fees are free with no deposits or collateral to put up.

5. This is automatically retrieved from your credit card processing volume.

6.It  is geared to enhance cash flow, not constrict it. It helps capitalize the business

7. A percentage of a merchant’s gross revenue is retrieved at approximately a very small % of their daily gross sales.

8. Additional access to cash is always available and we can fund multiple locations at the same time.

9. Our renewal department calls the merchant when 70% of the has been paid back.

1. There are no fixed payments to mail every month. The payment varies with daily credit card volume.

2. No bill is ever sent, only a statement showing the merchant’s balance and credit card processing volume.

3. The merchant is not tied to a fixed period because repayment may take a little longer, depending on sales.

4. FFA “split-funds”  every time a credit card is swiped through the terminal.

5. There is no collateral usually required, attachment on personal property, or extraneous requirements to fund the cash.

6. The merchant can come back for quick emergency money anytime after repayment; within a few days.

7. We will lend on multiple locations as many times as you want, without lengthy credit checks or paybacks.

8. Merchants do not need excellent credit scores and past bankruptcies are strongly considered.

9. The merchant can use the money for consolidating debt if he wants; so long as it helps the business grow.

10. Processing volume can be as low as $4,000.00 per month average over the last 4 months. 

1. The program must never be considered, or spoken of, in terms of a loan because it is not.

2. FFA underwrites the application.

3.FFA invests in small businesses looking for short-term capitalization, not long-term loans.

4. FFA are relying on future credit card receivables and advance cash for working capital purposes.

5. We avoid using words and phrases such as loan, interest rate, payment term, APR, principal or any other

traditional lending institution language that would imply that is a loan.

6. The merchant payback  fee split-funded by the processor.  After application is approved, an agreement is forwarded and funding can occur within 5 business days.

7. FFA underwrites the merchant account and does not charges a discount rate for the transaction processing.

8. FFA needs 4 months of credit card statements.

9. Monthly credit card volume may qualify the merchant for $3,000.00 to $150,000.00 in funding.

Demand for is constant because businesses always need money.

Seasonal businesses are always looking for cash because lenders are reluctant to lend on a cyclical business.

Approximately 92% of business owners are refused loans from traditional lending. Most seek alternative means.   

2. The business or its ownership has less than prefect credit and co-signers are hard to find.

3. Most small businesses do no fit the lending models of major banks and risk paying high interest rates.

4. Insufficient time in business, low volumes, and risky merchants pose a high probability for default.

5. Large debt ratios, high overhead, employee turnover, and slow payments are major turndowns. 

6. The business must be in good standing and operating for at least 9 months, unless otherwise approved.

7. One exception is a well established existing location that is purchased by a credit worthy individual.

8. An existing client opening an additional location can be approved fairly easily.

9. There are special programs available for new businesses that meet conditional underwriting criterion.

10. They must provide four months of credit card statements.

11. Although we prefer sound established businesses, all businesses are strongly considered.

12. If in doubt, just ask. Do not pre-judge your situation and let us take a good look at the business.  

 Amount is based on the merchant’s projected future Credit Card sales volume.

By reviewing the merchant’s four most recent credit card processing statements, we can calculate the average of your monthly credit card volume. Seasonal businesses require more statements in order to properly determine their average volume. There are three simple programs you we offer merchants, depending on their specific situation.

Call A Funding Specialist Today-888 342-4FFA

No Obligation to see how much you qualify for?  Lowest % in the USA!